FRONT-END FRONT-END

Flexible payment solutions for your customers

Easily integrate with your app or website using our low-code integration or ready-to-use SDKs and plugins, available in all major programming languages.

POS Terminals

Cutting-edge Smart POS solution designed for seamless and secure transactions.

Online

Effortlessly scale e-commerce with Mswipe’s easy integration and seamless online solutions.

Soundbox

All-in-one Soundbox+POS terminal that provides real-time audio confirmations for every transaction.

BACK-END

Payment Technology

Merchant Onboarding

For high-volume requirements, Mswipe provides bulk onboarding services, enabling quick processing and onboarding of multiple merchants at once.

Mswipe offers a fully web-based onboarding solution that simplifies merchant acquisition. Banks can easily submit applications and complete KYC verification in compliance with RBI guidelines, ensuring a streamlined and secure process.

Our API allows banks to integrate Mswipe’s onboarding seamlessly into their own systems, enabling an automated, efficient experience from application to activation.

With rapid approvals and device setup, merchants are empowered to start accepting payments promptly, supporting their business growth and enhancing operational efficiency.

Mswipe Switch: Smarter, Faster Payments

  • Secure and compliant
    Built to meet industry standards, Mswipe’s payment switch is fully compliant with regulatory guidelines, offering a secure and reliable framework for all payment types
  • Enhanced speed and efficiency
    Optimized for high transaction volumes, our payment switch ensures faster processing times and reduced latency, enhancing customer experience and operational efficiency.
  • SaaS-based flexibility
    Offered as a SaaS solution, Mswipe’s switch technology provides banks and businesses with easy deployment and scalability, minimizing infrastructure costs while delivering robust performance.
  • Comprehensive payment processing
    Mswipe's Switch Solutions support card, UPI, and online transactions on a single, integrated platform, facilitating seamless payment handling across diverse channels.

Terminal Telemetry Solutions

Remote firmware updates

Easily push firmware updates from the back-end, keeping terminals up-to-date without any disruption to service.

Real-Time terminal monitoring

Mswipe’s terminal telemetry system provides real-time monitoring of terminal status like battery health, charging status, signal strength and device memory utilisation. This ensures smooth operations and troubleshooting if required.

Proactive troubleshooting

Detects and resolves issues remotely, minimizing downtime and ensuring continuous, reliable performance for customers.

Fraud Risk Management: Merchant and transaction risk

Risk Mitigation
The system helps banks reduce transaction risks, fraud losses, and chargebacks, ensuring secure payment processing.
Advanced fraud detection
Mswipe’s FRM solution uses real-time monitoring and algorithms based on geography, business category and transaction type to identify and mitigate suspicious activity.
Customer protection
Banks can safeguard both merchants and customers, maintaining compliance with regulatory standards.

Chargebacks

Comprehensive chargeback management

End-to-end support for chargeback management, simplifying and streamlining the resolution process for both merchants and banks.

Real-time chargeback tracking

Mswipe’s chargeback tracking is available in real-time via the merchant app and portal, allowing merchants to monitor and respond to disputes with ease.

Efficient communication channels

Mswipe facilitates streamlined communication among merchants, banks and customers throughout the chargeback process, ensuring clarity, efficiency and faster resolution.

Integration SDKs and APIs

Comprehensive support and documentation
Mswipe provides detailed documentation and dedicated support to ensure a smooth implementation, empowering banks and businesses to integrate and optimize our payment solutions with minimal effort.
Seamless system Integration for enhanced efficiency
Built to integrate effortlessly with websites, mobile applications and business software to provide smooth merchant onboarding and lifecycle experience.
Developer-friendly APIs and SDKs
Our flexible APIs and SDKs allow for easy integration with order management, billing and other core platforms, enabling custom, low-code solutions that fit seamlessly into your existing workflows.

Brand EMI feature enables merchants to offer customized installment plans on specific brands, making premium products more affordable for customers.

Merchants can drive higher sales by offering easy financing options for popular brands, encouraging customers to buy more.

This feature not only improves customer loyalty to specific brands but also helps merchants boost their revenue through repeat business.
Tailored installment solutions
Brand EMI feature enables merchants to offer customized installment plans on specific brands, making premium products more affordable for customers.
Boost in high-value purchases
Merchants can drive higher sales by offering easy financing options for popular brands, encouraging customers to buy more.
Comprehensive support and documentations
This feature not only improves customer loyalty to specific brands but also helps merchants boost their revenue through repeat business.
Card-based EMI options
Mswipe integrates Bank EMI programs, letting customers pay in installments using their credit or debit cards, making larger purchases easier to manage.
Improved customer experience
Bank EMI enhances customer satisfaction by offering seamless installment options, which helps banks build long-term relationships with their customers.
Higher payment flexibility
Bank EMI offers flexible payment terms, increasing purchase opportunities for customers and driving more business for banks.

Empowering 70+ top banks

Ensuring compliance: our licenses & approvals

Payment Aggregator License
Received RBI license received in FY24 for merchant payments aggregation.
TPAP License
License approval in progress for direct UPI app publishing, enabling real time operations.
NBFC License
Successfully obtained in FY22 for lending activities and credit provision.
PPI License
Received in-principle approval in FY24; COA currently under process.

How can i help you today?

Mswipe provides comprehensive chargeback management with end-to-end support, simplifying and streamlining the resolution process for merchants and banks. Real-time chargeback tracking through the merchant app and portal ensures disputes can be monitored and addressed promptly. Additionally, Mswipe facilitates efficient communication between merchants, banks, and customers, ensuring clarity and enabling faster resolutions.

Mswipe has received Payment Aggregator license from the RBI. It also holds a PCI DSS and PPI license. We strictly follow compliance and regulatory standards.

Mswipe’s Bank EMI programs allow merchants to offer easy installment options to customers. This not only increases the purchasing capacity of the customer but also boosts transaction volumes for banks and merchants, fostering customer loyalty and higher revenue streams.

The Mswipe Payment Switch is a high-performance transaction processing system that ensures fast, secure, and reliable payment routing. It helps banks manage multiple payment modes while reducing operational costs and enhancing customer satisfaction. Architecture for POS, online and soundbox payment switch is different and Mswipe caters to all three.

Mswipe simplifies merchant onboarding by providing a digital-first approach that minimizes paperwork and accelerates approval times. Its efficient KYC processes and user-friendly tools ensure a hassle-free experience for merchants and banks.

Mswipe offers a comprehensive payment ecosystem combining advanced front-end and back-end technology. Our front-end solutions include in-store and online payment options such as POS devices, soundbox systems, and online payment gateways, catering to diverse business needs. On the back end, we provide robust infrastructure like a powerful switch for seamless transactions, efficient merchant onboarding and lifecycle management, terminal telemetry for remote monitoring, chargeback management, and fraud risk management (FRM). Together, these solutions ensure reliable, secure, and scalable payment operations for businesses of all sizes.

Mswipe’s Fraud Risk Management solution utilizes real-time monitoring and advanced algorithms to detect and mitigate suspicious activities. It analyzes factors such as geography, business category, and transaction type to provide robust fraud prevention, ensuring secure payment processing for banks and merchants.